Insurance, Risk and Legacy Planning

Protect what matters. Plan for the unexpected. Provide for the future.

Financial planning isn’t just about growing wealth — it’s also about protecting it. We’ll work together to evaluate your insurance coverage and estate planning needs so that you and your loved ones are covered, no matter what life throws your way.

Areas we focus on:

• Life insurance (term, permanent, and indexed solutions)

• Disability income and long-term care planning

• Business continuity planning (buy-sell agreements, key person policies)

• Beneficiary coordination and estate transfer strategies

• Charitable giving and legacy gifting plans

It’s not morbid — it’s smart. Planning now gives you and your family peace of mind, protection, and the power of choice.