Financial Clarity
for Life’s Transitions
Gain confidence, stay prepared, and protect what you value most.
For What You Value Most
We protect your financial future with clarity, confidence, and peace of mind.
Let’s create a plan that gives you confidence, calm, and control over your financial future.With our holistic approach, sound strategies, and personal touch; our clients may lead happier, more relaxed lives.
Meet Wendy Pyne, ChFC®, RFC®, CDFA®, LUTCF®
Your Partner in Financial Clarity and Security
With over 20+ years in the financial services industry, I bring both professional expertise and real-life perspective to the table. Whether you’re preparing for retirement, navigating divorce, tackling debt, or planning your legacy, I’m here to help — no judgment, just guidance.
This isn’t a one-size-fits-all shop. I meet you where you are and tailor strategies that reflect your values, lifestyle, and goals. We offer:
Straightforward, actionable planning
A personal, relationship-first approach
Creative solutions for real-world challenges
Let’s face it — life happens. We help you stay prepared.
Comprehensive Financial Planning for Every Stage of Life
Personalized strategies to help you protect, plan, and feel confident about your future.
Insurance, Risk & Legacy Planning
Safeguard your family, income, and assets through strategic planning that supports your long-term security and peace of mind.
Divorce Financial Planning
We help you make informed financial decisions during and after divorce, so you can move forward with stability and confidence.
Debt Elimination & Improved Cash Flow
Build a personalized plan to reduce debt, improve cash flow, and create a more secure financial foundation for yourself or your business.
Tax Planning & Optimization
Proactive tax strategies that help you keep more of what you earn—today and throughout your financial journey.
Retirement & Income Planning
We help you design a retirement strategy that supports sustainable income, smart withdrawals, and peace of mind in every season of life.
Discover Your Risk Number®
How Much Investment Risk Are You Really Comfortable With?
Terms like conservative, moderate, and aggressive don't always tell the whole story.
How you feel about investment risk is personal. It depends on your goals, your timeline, your financial situation—and how you might actually feel when the market isn't cooperating.
At Protegro®, we use Nitrogen (formerly Riskalyze) to help take some of the guesswork out of that conversation.
In just a few minutes, Nitrogen's Risk Number® can help us better understand how much investment risk you're comfortable with and compare that with the amount of risk you're currently taking.
Your Risk Number® Is Just the Beginning
Find Your Number
You'll answer a short series of real-world financial questions designed to measure your comfort with risk. The result is a Risk Number® from 1 to 99.
See How Your Investments Compare
Knowing your comfort level is one thing. The next question is whether your investments actually reflect it.
We can analyze your current portfolio to better understand how much risk you're taking and how it could respond during different market conditions.
Bring Risk and Your Goals Together
Sometimes we discover a portfolio is taking more risk than someone realized. Other times, it's the opposite: they may be invested more conservatively than expected.
Your Risk Number® gives us another piece of information to help build an investment strategy around you—your goals, your timeline, and your financial life.
Ready to Find Your Number?
You don't need to be an investment expert to understand how much risk you're comfortable taking.
Take the complimentary Risk Number® assessment and find out where you stand.
“Financial stress creeps up like water slowly heating—until it boils over. Let’s have real conversations and create a plan that gives you confidence and choices.”
Trusted Expertise, Recognized Excellence
Proud member of leading financial and advisory organizations.
Ready to Feel More Confident About Your Financial Future?
Let’s start with a real conversation — no pressure, just clarity.